Aetna Medicare Supplement Plans 2020
Aetna was taken over by CVS in 2018, and this dramatically changes things for the insurance company. Aetna now has a lot more to offer its customers, including pharmaceutical discounts and powerful drug plans, which is why we suggest seniors looking to save some money should consider the Aetna Medicare Supplement plans for 2020.
These are healthcare policies that are relevant to every Medicare subscriber. Medicare Supplements can help to pay for the medical expenses that seniors have left to pay when they are subscribed to a basic Medicare plan. There are a few different Supplement plans to choose from, and we think seniors should look at the whole list of them before they settle on one. It would be a shame for anyone to sign up for a plan that is hard for them to cancel just because they didn’t take time to look at their options.
That’s why we want to tell you about Aetna and their Supplement plans. These are coverage plans that are available to most seniors. If you are 65 or older, then you probably already qualify for one. If you just turned 65 or will soon, then you will be in the Open Enrollment period that starts as soon as you turn 65 and have a Medicare part Plan. At that point, you get guaranteed approval and the best rates for a Medicare Supplement. Your pre existing medical conditions cannot even factor in, which ensures you are receiving the best possible price.
We urge you to sign up during this period if you want to save money. You should not rush into things, though, as you could miss out on a great deal. There are some affordably priced Medicare Supplements out there. You can get a list of the ones in your area if you use our site. This is free for you to do, and it is available to you as often as you like. Just search on our site for whichever Supplement plan you want and then get a list of quotes for that plan moments later. It’s a fast and simple way to find out the best prices.
Here Is What Will Be Covered
We want to tell you which medical expenses the Supplement plans are going to cover. They have specific coverage that they all draw from, even though there are eight distinct plans open to the public. Some seniors can sign up for other plans that fall into the supplemental category that are not available for everyone. These are plans like Medicare Supplement F and C that are delisted but are still available to those who have them as their plan right now.
Let’s talk about what medical expenses the Supplements are covering, though. They will cover you for the Part A copayments and annual deductible. They will also cover the Part A copayments and deductible. Even excess charges for Medicare Part B can be covered, even though those are rare and don’t apply to very many people.
With one of the Aetna Medicare Supplement plans for 2020, you could also be covered for hospice care and nursing care expenses that are not already covered by Medicare. You could even be covered for emergency medical transport outside of the country. This would cover you for up to 80% of the cost of transport in these situations, and it covers you for a maximum of $50,000 over your lifetime. The final item of coverage is for the blood used during medical procedures. Basic Medicare is going to take care of all the blood you use, except the first three pints you use each year. Supplement plans can cover those three pints for you.
How Aetna’s Top Plans Cover You
There was a time when the number one Supplement plan that Aetna sold was Medicare Supplement Plan F. This full coverage plan was the one that everyone seemed to want, but that’s not the case anymore. Now, most people will choose Medicare Supplement Plan G, and there are good reasons for that. Plan G is nearly a full coverage plan but is much cheaper than Plan F, in many cases. Just look at the rates that Aetna charges for these two plans. You will see a vast difference, even though the only difference in coverage is the Part B deductible of $185 per year.
Plan F is no longer available to the public, however, since it was overpriced and new legislation was enacted against it to keep it off the list of plans that insurance companies like Aetna could sell. Plan F is now only sold to those who have it as their coverage policy already. These people are able to renew their coverage, but not one else can get it.
Aetna does a great job of keeping its customers informed, providing them with affordable care and offering a great lineup of insurance plans. One of their best plans is Medicare Supplement Plan N, which is is a high coverage plan like the others we have already mentioned, but it doesn’t offer as much coverage as those others. It really only takes away coverage from the less common or lower cost items. It will not cover the cost of the Part B deductible or the Part B excess charges. It also doesn’t cover all of the Part B copayments. You will have to pay some of the smaller ones ($20 and $50) out of your own pockets. All in all, it is not a bad plan, and Aetna sells it at a good price, so you may want to consider it, if you need all that it offers.
We suggest you look at the Aetna Medicare Supplement plans for 2020 and see if any of them apply to you. We hope you can find one that meets your needs and that won’t cost you more than you can afford to pay. Medicare Supplements are ideal for seniors who have some trouble getting the coverage they need, and if you look at what Aetna has to offer, you may find the perfect fit for your situation. Please contact us if you need any help.